All Quebec residents aged 18 and over with a stable income. Our loans are designed to provide you with a quick and efficient solution to meet your financial needs when no other options are available. Borrow with caution.

Of course! you can apply for fast credit without a credit check, even with a bad credit record.

You can borrow up to $750, andwe encourage you to borrow prudently and responsibly. Please note that our interest rate is higher than that of traditional financial institutions.

No. The fact that you are currently employed full-time is considered a guarantee.

Turnaround times may vary depending on the case and our volume of business, but we do our utmost to provide you with the funds on the same day.

We have an annual rate of 10% and a weekly membership fee of $20 as long as there is an active balance. You may also, at your sole discretion, refund the full amount at any time and benefit from a reduction in fees.

You may request a postponement of payment up to a minimum of 48 hours (working hours) before the scheduled date. In case of returned payment, a fee will apply.

We reserve the right to recover overdue loans using all available legal remedies, including debt collection and civil action.

IBV is a fast and reliable tool that enables us to automatically validate your eligibility, without having to ask you for documents such as bank statements or pay stubs. This system is not only simpler and faster, it's also widely used in the financial sector. Thanks to this technology, we can process your application in a matter of hours, while ensuring a high level of security and data protection.

We will use only the information necessary to confirm your identity and assess your ability to repay.

• Have an excess of NSF payments in your account
• Insufficient remuneration (less than $1,200/month)
• Too much short-term debt
• Inaccurate or incomplete information provided at the time of application
• Several loans outstanding
• Bank account too recent or without sufficient history