Privacy
All about data protection
Last update: July 31, 2025
PretÉcho (8846 8th Avenue, Montreal, QC, H1Z 2Y1) attaches great importance to the protection of your personal information. This policy explains how we collect, use, disclose and protect your personal information in connection with our lending services.
1. Collection of personal information
We collect only the information necessary to:
- Process your loan application;
- Verify your identity and assess your creditworthiness;
- Communicate with you regarding your file.
Data collected may include:
- Name, address, telephone, e-mail ;
- Date of birth, identification;
- Financial information (income, debts, payment history);
- Credit files and supporting documents.
2. Use of personal information
Your personal information is used to:
- Evaluate your eligibility for our services;
- Manage your relationship with PretÉcho;
- Comply with our legal obligations (Law 25, anti-money laundering laws);
- Improve our services and ensure transaction security.
3. Sharing and disclosure
Your personal information will never be sold or rented. It may be shared with :
- Our service partners (payment platforms, collection agencies) ;
- Legal authorities if required by law.
4. Consent
By submitting a loan application, you consent to the collection, use and disclosure of your personal information as described in this policy. You may withdraw your consent at any time, subject to applicable legal or contractual obligations.
5. Data retention
Your information will be retained for as long as necessary to manage your file and comply with legal requirements. It will then be securely deleted.
6. Data security
PretÉcho implements administrative, technical and physical measures to protect your data against unauthorized access, loss or theft. All transactions are secured by certified platforms.
7. Your rights
You have the right to:
- Access your personal information held by PretÉcho ;
- Request the correction of any inaccurate information;
- Withdraw your consent to the use of your data;
- File a complaint with the Commission d'accès à l'information du Québec if you feel that your rights have not been respected.
8. Changes to the policy
PretÉcho reserves the right to modify this policy at any time. Any changes will be posted on this page with the date of the update.
9. How to contact us
If you have any questions, requests for access or complaints regarding this policy, please contact:
PretÉcho
E-mail: info@pretecho.ca
Telephone: 514-774-6870
PretÉcho is committed to the principles of confidentiality and transparency. By continuing to use our services, you agree to this Privacy Policy.